BTL Product Rates Reduced

BM Policy Update 05/12/2022

BM Policy Deep Dive / Product Transfer / Extended PT Dates

Product Transfer Six Month Forwarding Date

From 05/12/2022 all existing Birmingham Midshires customers can select and secure a new product from up to 6 months in advance of their existing product expiry.

This is a change from the current 3 month forwarding date which is presently in place.

This will allow customers to forward plan in anticipation of potential future rate rises.

Note. Whilst you can now select a new rate 6 months in advance, you can only activate the product 3 months in advance and as per current policy, no early payment penalties will be due if switching 3 months in advance.


Product Expiry DateEarliest Future Date for ApplicationEarliest Product Transfer Rate (fees waived)
31st January1st August1st November
31st March1st October1st of January
30th June1st January1st April